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Sabes que tu equipo financiero pierde días persiguiendo tickets en cada cierre de mes. Aun así, cuando llevas la propuesta al comité de dirección, el CEO solo pregunta: «¿Cuánto nos cuesta hoy y cuándo lo recuperamos?».",{"type":103,"attrs":162,"content":164},{"textAlign":26,"key":163},"p-1",[165],{"text":166,"type":109},"La intuición no basta para aprobar un presupuesto. 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El retrabajo incluye notas devueltas, tickets ilegibles y correos para reclamar justificantes.",{"type":103,"attrs":286,"content":288},{"textAlign":26,"key":287},"p-11",[289],{"text":290,"type":109},"Los benchmarks externos de otros mercados solo validan el orden de magnitud; la cifra que convence al comité es tu propio coste medido.",{"type":103,"attrs":292,"content":294},{"textAlign":26,"key":293},"p-12",[295],{"text":296,"type":109},"Imagina una Controller de una empresa industrial en Valencia con 400 notas de gastos al mes. Tras registrar el tiempo de su equipo durante dos semanas, descubre que aprobar y conciliar consume más horas que contabilizar. Ese dato, medido en casa, es el que defenderá ante el comité.",{"type":190,"attrs":298,"content":300},{"level":299,"textAlign":26},3,[301],{"text":302,"type":109},"Los gastos de viaje concentran la mayor parte del trabajo manual",{"type":103,"attrs":304,"content":306},{"textAlign":26,"key":305},"p-13",[307,309,315,317],{"text":308,"type":109},"Un solo desplazamiento acumula dietas, hotel, taxis y kilometraje, cada partida con su ticket y su tratamiento fiscal. Cuando un comercial liquida un viaje en coche a Zaragoza, alguien debe comprobar la distancia declarada. 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Revisarlo a posteriori consume horas y rara vez recupera el importe.",{"type":103,"attrs":362,"content":364},{"textAlign":26,"key":363},"p-18",[365],{"text":366,"type":109},"El riesgo fiscal es el coste oculto más caro:",{"type":368,"content":369},"bullet_list",[370,381,401],{"type":224,"content":371},[372],{"type":103,"attrs":373,"content":375},{"textAlign":26,"key":374},"p-19",[376],{"text":377,"type":109,"marks":378},"Para deducir el IVA soportado normalmente necesitas una factura válida u otro documento justificativo admitido por la normativa, además de cumplir el resto de requisitos aplicables.",[379],{"type":321,"attrs":380},{"color":323},{"type":224,"content":382},[383],{"type":103,"attrs":384,"content":386},{"textAlign":26,"key":385},"p-20",[387,389,395,396],{"text":388,"type":109},"El ",{"text":390,"type":109,"marks":391},"artículo 106.4 de la Ley General Tributaria",[392],{"type":206,"attrs":393},{"href":394,"uuid":26,"anchor":26,"target":26,"linktype":91},"https://www.boe.es/buscar/act.php?id=BOE-A-2003-23186#a106",{"text":316,"type":109},{"text":397,"type":109,"marks":398},"establece que los gastos deducibles deben justificarse, preferentemente, mediante una factura que cumpla los requisitos fiscales. 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Por su parte, el",[419],{"type":321,"attrs":420},{"color":323},{"text":316,"type":109,"marks":422},[423,427],{"type":206,"attrs":424},{"href":425,"uuid":26,"anchor":26,"target":426,"linktype":91},"https://www.boe.es/buscar/act.php?id=BOE-A-1885-6627#art30","_self",{"type":321,"attrs":428},{"color":323},{"text":430,"type":109,"marks":431},"artículo 30 del Código de Comercio",[432,434],{"type":206,"attrs":433},{"href":425,"uuid":26,"anchor":26,"target":426,"linktype":91},{"type":321,"attrs":435},{"color":436},"#6AA668",{"text":316,"type":109,"marks":438},[439,441],{"type":206,"attrs":440},{"href":425,"uuid":26,"anchor":26,"target":426,"linktype":91},{"type":321,"attrs":442},{"color":323},{"text":444,"type":109,"marks":445},"exige conservar los libros, la documentación y los justificantes durante seis años desde el último asiento, salvo que resulte aplicable un plazo especial.",[446],{"type":321,"attrs":447},{"color":323},{"type":174,"marks":449},[450],{"type":321,"attrs":451},{"color":323},{"type":174,"marks":453},[454],{"type":321,"attrs":455},{"color":323},{"text":457,"type":109,"marks":458},"La ",[459],{"type":321,"attrs":460},{"color":323},{"text":462,"type":109,"marks":463},"Resolución de la AEAT de 24 de octubre de 2007",[464,467],{"type":206,"attrs":465},{"href":466,"uuid":26,"anchor":26,"target":426,"linktype":91},"https://www.boe.es/buscar/doc.php?id=BOE-A-2007-18911",{"type":321,"attrs":468},{"color":436},{"text":316,"type":109,"marks":470},[471,473],{"type":206,"attrs":472},{"href":466,"uuid":26,"anchor":26,"target":426,"linktype":91},{"type":321,"attrs":474},{"color":323},{"text":476,"type":109,"marks":477},"desarrolla los requisitos de la digitalización certificada. Antes de prescindir de los originales en papel, confirma con tu asesoría fiscal que el proceso utilizado cumple todos los requisitos exigibles.",[478],{"type":321,"attrs":479},{"color":323},{"type":174},{"type":103,"attrs":482,"content":484},{"textAlign":26,"key":483},"p-24",[485],{"text":486,"type":109},"Si tu empresa recibe un requerimiento de la AEAT que pide los tickets de 2022, alguien pasará días buscando cajas en el archivo. Ese tiempo también pertenece a tu línea base.",{"type":190,"attrs":488,"content":489},{"level":192,"textAlign":26},[490],{"text":491,"type":109},"Tres palancas de ahorro que sostienen el ROI del software de gestión de gastos",{"type":103,"attrs":493,"content":494},{"textAlign":26,"key":105},[495],{"text":496,"type":109},"El retorno se apoya en tres palancas: tiempo recuperado, menor coste por factura y control antes del gasto. Cada una pesa distinto, así que conviene separarlas.",{"type":103,"attrs":498,"content":499},{"textAlign":26,"key":163},[500,502,508],{"text":501,"type":109},"La primera es el tiempo que el equipo deja de dedicar a capturar, revisar y conciliar. La lectura automática de tickets y la exportación contable eliminan pasos manuales que hoy alargan el ",{"text":503,"type":109,"marks":504},"cierre de mes",[505],{"type":206,"attrs":506},{"href":507,"uuid":26,"anchor":26,"target":26,"linktype":91},"https://www.spendesk.com/es/blog/cierre-de-mes/",{"text":509,"type":109},"; mide cuántas horas recuperas en tu piloto. Ese tiempo solo es un ahorro tangible si lo reasignas o evita una contratación; si no, es capacidad liberada.",{"type":103,"attrs":511,"content":512},{"textAlign":26,"key":169},[513,515,521,523,529],{"text":514,"type":109},"La segunda es la automatización AP. Según ",{"text":516,"type":109,"marks":517},"Ardent Partners (2026)",[518],{"type":206,"attrs":519},{"href":520,"uuid":26,"anchor":26,"target":26,"linktype":91},"https://payablesplace.ardentpartners.com/2026/01/state-of-epayables-part-nine-ap-benchmarks-and-best-in-class-performance/",{"text":522,"type":109},", procesar una factura cuesta de media 9,84 $ y su ciclo dura 8,2 días. Las ",{"text":524,"type":109,"marks":525},"organizaciones best-in-class",[526],{"type":206,"attrs":527},{"href":528,"uuid":26,"anchor":26,"target":26,"linktype":91},"https://www.basware.com/en/resources/ardent-partners-accounts-payable-metrics-that-matter-in-2026",{"text":530,"type":109}," bajan a 2,67 $ por factura frente a 12,50 $ del resto.",{"type":103,"attrs":532,"content":533},{"textAlign":26,"key":198},[534,536,542],{"text":535,"type":109},"Un ",{"text":537,"type":109,"marks":538},"equipo de cuentas a pagar",[539],{"type":206,"attrs":540},{"href":541,"uuid":26,"anchor":26,"target":26,"linktype":91},"https://www.spendesk.com/es/blog/automatizacion-cuentas-por-pagar/",{"text":543,"type":109}," en Barcelona que procesa 800 facturas al mes puede usar esa brecha como techo teórico. Aplicada a su volumen, la diferencia equivale a unos 7.864 $ al mes. La cifra real saldrá de su propio coste por factura.",{"type":103,"attrs":545,"content":546},{"textAlign":26,"key":213},[547,549,555],{"text":548,"type":109},"La tercera es el control previo. Los ",{"text":550,"type":109,"marks":551},"límites por tarjeta",[552],{"type":206,"attrs":553},{"href":554,"uuid":26,"anchor":26,"target":26,"linktype":91},"https://www.spendesk.com/es/blog/tarjetas-corporativas/",{"text":556,"type":109}," y los flujos de aprobación frenan las compras al margen de la política (maverick spend) antes de que ocurran. Es la palanca más difícil de cuantificar.",{"type":103,"attrs":558,"content":559},{"textAlign":26,"key":228},[560],{"text":561,"type":109},"Clasifica cada beneficio como tangible o intangible y pondéralo por su grado de certeza. Por ejemplo, cuenta los tangibles completos y los intangibles a la mitad de su valor estimado.",{"type":103,"attrs":563,"content":564},{"textAlign":26,"key":236},[565],{"text":566,"type":109},"Las tres palancas rinden más cuando notas de gastos y facturas comparten sistema, flujos de aprobación y exportación contable. Spendesk reúne en una sola plataforma tarjetas de empresa, notas de gastos, reembolsos, facturas de proveedores y pedidos de compra. Así, un único business case cubre viajes y cuentas a pagar.",{"type":190,"attrs":568,"content":569},{"level":192,"textAlign":26},[570],{"text":571,"type":109},"El coste total de implantación va más allá de la licencia",{"type":103,"attrs":573,"content":574},{"textAlign":26,"key":244},[575],{"text":576,"type":109},"El coste total incluye licencias, integración, rediseño de procesos y horas internas que casi nadie presupuesta. Un business case que solo recoge la licencia se desmonta en la primera pregunta del comité.",{"type":103,"attrs":578,"content":579},{"textAlign":26,"key":252},[580],{"text":581,"type":109},"Incluye como mínimo estas partidas:",{"type":368,"content":583},[584,591,598,605,612],{"type":224,"content":585},[586],{"type":103,"attrs":587,"content":588},{"textAlign":26,"key":268},[589],{"text":590,"type":109},"Licencias y cuotas recurrentes.",{"type":224,"content":592},[593],{"type":103,"attrs":594,"content":595},{"textAlign":26,"key":274},[596],{"text":597,"type":109},"Integración con tu contabilidad o ERP: confirma con cada proveedor qué conectores, formatos de exportación y funcionalidades están disponibles para tu sistema, por ejemplo Sage, Microsoft Business Central, NetSuite u otra solución.",{"type":224,"content":599},[600],{"type":103,"attrs":601,"content":602},{"textAlign":26,"key":287},[603],{"text":604,"type":109},"Rediseño de la política de gastos y de los flujos de aprobación.",{"type":224,"content":606},[607],{"type":103,"attrs":608,"content":609},{"textAlign":26,"key":293},[610],{"text":611,"type":109},"Formación de empleados, aprobadores y equipo financiero.",{"type":224,"content":613},[614],{"type":103,"attrs":615,"content":616},{"textAlign":26,"key":305},[617],{"text":618,"type":109},"Gestión del cambio durante las primeras semanas.",{"type":103,"attrs":620,"content":621},{"textAlign":26,"key":326},[622],{"text":623,"type":109},"Valora las horas internas a coste cargado, igual que en la línea base. Si tres personas dedican medio día semanal al proyecto durante dos meses, esas horas tienen un precio.",{"type":103,"attrs":625,"content":626},{"textAlign":26,"key":337},[627],{"text":628,"type":109},"Muchas empresas llevan la contabilidad en A3 a través de su gestoría. En ese caso, acuerda con ella el formato de exportación y el mapeo del plan de cuentas. Si la gestoría factura horas adicionales por la transición, súmalas al coste total.",{"type":103,"attrs":630,"content":631},{"textAlign":26,"key":343},[632],{"text":633,"type":109},"El calendario de implantación determina cuántas horas internas consumes, así que pide plazos concretos. El tiempo de onboarding depende del alcance, la configuración y las integraciones necesarias. Algunas empresas pueden estar operativas en pocas semanas, pero conviene solicitar un calendario adaptado a tu caso y confirmar las integraciones disponibles con Sage, Microsoft Business Central, NetSuite u otros sistemas.",{"type":190,"attrs":635,"content":636},{"level":299,"textAlign":26},[637],{"text":638,"type":109},"Una hoja de ruta por fases reduce el riesgo del proyecto",{"type":103,"attrs":640,"content":641},{"textAlign":26,"key":349},[642],{"text":643,"type":109},"Desplegar por fases limita el impacto de un error a un solo equipo y te da datos propios antes de comprometer a toda la plantilla. Presenta al comité esta secuencia:",{"type":218,"attrs":645,"content":646},{"order":220,"key":221},[647,654,661,668],{"type":224,"content":648},[649],{"type":103,"attrs":650,"content":651},{"textAlign":26,"key":363},[652],{"text":653,"type":109},"Prepara la política de gastos, el plan de cuentas y el conector con tu ERP o tu gestoría, y cierra la línea base.",{"type":224,"content":655},[656],{"type":103,"attrs":657,"content":658},{"textAlign":26,"key":374},[659],{"text":660,"type":109},"Empieza con un equipo piloto, por ejemplo el área comercial durante un mes, para validar supuestos antes de extender el despliegue. Mide los KPIs desde el primer día.",{"type":224,"content":662},[663],{"type":103,"attrs":664,"content":665},{"textAlign":26,"key":385},[666],{"text":667,"type":109},"Extiende la herramienta al resto de la plantilla con los ajustes que haya revelado el piloto.",{"type":224,"content":669},[670],{"type":103,"attrs":671,"content":672},{"textAlign":26,"key":405},[673,675,680],{"text":674,"type":109},"Incorpora las facturas de proveedores al flujo de ",{"text":676,"type":109,"marks":677},"cuentas a pagar",[678],{"type":206,"attrs":679},{"href":541,"uuid":26,"anchor":26,"target":26,"linktype":91},{"text":681,"type":109}," cuando las notas de gastos ya funcionen.",{"type":103,"attrs":683,"content":684},{"textAlign":26,"key":411},[685],{"text":686,"type":109},"A los tres meses, compara los KPIs con la línea base. Cada fase termina en un punto de decisión, lo que permite al comité aprobar la inversión por etapas.",{"type":190,"attrs":688,"content":689},{"level":192,"textAlign":26},[690],{"text":691,"type":109},"Escenarios de ahorro y periodo de recuperación de la inversión",{"type":103,"attrs":693,"content":694},{"textAlign":26,"key":414},[695,697,701],{"text":696,"type":109},"El periodo de recuperación se calcula así: ",{"text":698,"type":109,"marks":699},"inversión inicial / ahorro neto mensual",[700],{"type":282},{"text":702,"type":109},". Presentarlo en tres escenarios demuestra al comité que has previsto lo que puede salir peor.",{"type":103,"attrs":704,"content":705},{"textAlign":26,"key":483},[706],{"text":707,"type":109},"El siguiente ejemplo es hipotético e ilustrativo. No refleja resultados de clientes, y sus cifras son supuestos que debes sustituir por los tuyos. 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Deja los supuestos en un anexo y pide aprobar primero un piloto de un mes, con la extensión condicionada a los KPIs.",{"_uid":1456,"hide":29,"title":1457,"component":1435,"description":1458},"f14ae753-7ece-43bd-9703-f8e0d7373d7b","¿Se pueden destruir los tickets en papel tras digitalizarlos?",{"type":100,"attrs":1459,"content":1460},{"backgroundColor":26},[1461],{"type":103,"attrs":1462,"content":1463},{"textAlign":26,"key":105},[1464],{"text":1465,"type":109},"No automáticamente. La digitalización certificada debe cumplir los requisitos técnicos y de control previstos por la normativa, no solo utilizar un software homologado. Antes de destruir los originales en papel, confirma con tu asesoría fiscal que el proceso utilizado cumple todos los requisitos exigibles para tu empresa.",{"_uid":1467,"hide":29,"title":1468,"component":1435,"description":1469},"0addbf9c-6a83-49b7-b8f9-fcc93b256fcc","¿Cuánto tiempo hay que conservar los tickets y facturas de gastos en España?",{"type":100,"attrs":1470,"content":1471},{"backgroundColor":26},[1472],{"type":103,"attrs":1473,"content":1474},{"textAlign":26,"key":105},[1475],{"text":1476,"type":109},"Como regla general, el Código de Comercio exige conservar los libros, la documentación y los justificantes durante seis años desde el último asiento. La prescripción tributaria suele ser de cuatro años, pero su cómputo puede verse afectado por interrupciones y reglas especiales. 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El responsable puede confirmar si existe una entrega pendiente, corregir el pedido, solicitar una factura rectificativa o aprobar la diferencia cuando esté justificada.",{"_uid":3280,"title":3281,"component":1435,"description":3282},"218ef5e9-c908-40c4-85d5-b84fdf1922ca","¿Cuáles son los errores de codificación más frecuentes?",{"type":100,"content":3283},[3284],{"type":103,"attrs":3285,"content":3286},{"textAlign":26},[3287],{"text":3288,"type":109},"Los más habituales son seleccionar una cuenta contable incorrecta, asignar el gasto a otro centro de costes, duplicar el registro o utilizar datos desactualizados del proveedor. 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La IA puede leer documentos, extraer información y sugerir categorías o cuentas, pero el equipo financiero debe revisar y confirmar los datos cuando sea necesario.",{"_uid":3420,"title":3421,"component":1435,"description":3422},"3d636006-7eb8-4147-befb-dfcf4a190a3d","¿Cuándo basta un conector ligero y cuándo conviene utilizar SAP o NetSuite?",{"type":100,"content":3423},[3424],{"type":103,"attrs":3425,"content":3426},{"textAlign":26},[3427],{"text":3428,"type":109},"Un conector ligero puede ser suficiente para una empresa con una entidad y procesos contables estándar. SAP o NetSuite pueden resultar más adecuados cuando existen varias entidades, divisas, consolidación de grupo o flujos personalizados. 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Una conexión estándar suele requerir menos tiempo que un proyecto personalizado, mientras que una integración con varias entidades y estructuras contables complejas puede necesitar varias fases de análisis, configuración y validación.",{"_uid":3440,"title":3441,"component":1435,"description":3442},"34b2f188-09bd-4f3e-92c3-8c7711249b3f","¿La integración con un ERP garantiza el cumplimiento fiscal?",{"type":100,"content":3443},[3444],{"type":103,"attrs":3445,"content":3446},{"textAlign":26},[3447],{"text":3448,"type":109},"No. Puede mejorar la trazabilidad, organizar la documentación y facilitar la revisión, pero no determina por sí sola el tratamiento fiscal ni garantiza el cumplimiento de las obligaciones aplicables.",{"_uid":3450,"title":3451,"component":1435,"description":3452},"1e92712a-5d22-4c86-9cd4-0becd4a43076","¿Qué diferencia hay entre integrar un ERP y exportar un archivo contable?",{"type":100,"content":3453},[3454],{"type":103,"attrs":3455,"content":3456},{"textAlign":26},[3457],{"text":3458,"type":109},"Una exportación traslada información en un momento concreto y suele requerir más trabajo manual. Una integración puede mantener conectados determinados datos y procesos, aunque el alcance depende de las herramientas, la configuración y las reglas definidas por la empresa.",{"_uid":3460,"title":3461,"component":1435,"description":3462},"1e1e84ba-2641-4965-9c29-09bfd625c77c","¿Cómo puede ayudar Spendesk a integrar la gestión del gasto con la contabilidad?",{"type":100,"content":3463},[3464],{"type":103,"attrs":3465,"content":3466},{"textAlign":26},[3467],{"text":3468,"type":109},"Spendesk no es un ERP: resuelve lo que un ERP no está diseñado para hacer bien. Un ERP centraliza la contabilidad, pero el gasto nace fuera de él, en tarjetas, facturas y solicitudes dispersas. Spendesk captura esa información desde el origen, con OCR, flujos de aprobación y reglas de codificación, y la entrega al ERP ya organizada, en lugar de que el equipo financiero la reconstruya línea por línea en cada cierre. 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Normalmente tiene en cuenta el importe, la categoría, el rol de la persona aprobadora y la entidad responsable del pago.",{"_uid":3560,"title":3561,"component":1435,"description":3562},"6f9929d2-5ab2-430a-b77d-ffa70e67cd75","¿Cómo se definen los límites de gasto?",{"type":100,"content":3563},[3564],{"type":103,"attrs":3565,"content":3566},{"textAlign":26},[3567],{"text":3568,"type":109},"Los límites pueden establecerse por transacción, periodo, tarjeta, categoría, proyecto o centro de costes. Deben reflejar el nivel de responsabilidad de cada rol y la política de gastos de la empresa.",{"_uid":3570,"title":3571,"component":1435,"description":3572},"ecce9840-c4f9-4b0c-804e-c284215ef2b9","¿Cuántos niveles de aprobación debe tener una empresa?",{"type":100,"content":3573},[3574],{"type":103,"attrs":3575,"content":3576},{"textAlign":26},[3577],{"text":3578,"type":109},"Depende del tamaño, la estructura y el nivel de riesgo de las compras. Los gastos recurrentes y de bajo importe pueden seguir un flujo sencillo, mientras que las compras excepcionales o de mayor impacto pueden requerir una aprobación adicional.",{"_uid":3580,"title":3581,"component":1435,"description":3582},"8b096212-44fc-4963-8cc7-175e6a8566f9","¿Cómo se aplican las aprobaciones a las tarjetas corporativas?",{"type":100,"content":3583},[3584],{"type":103,"attrs":3585,"content":3586},{"textAlign":26},[3587],{"text":3588,"type":109},"La empresa configura límites y reglas de uso para cada tarjeta. 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De este modo, la empresa puede ofrecer autonomía sin depender de una tarjeta compartida y conservar más información sobre cada operación.",{"_uid":3990,"title":3991,"component":1435,"description":3992},"d5bda4a3-f968-4c9c-b0da-2424d0cf11d0","¿Qué son los costes ocultos y cómo se detectan?",{"type":100,"content":3993},[3994],{"type":103,"attrs":3995,"content":3996},{"textAlign":26},[3997],{"text":3998,"type":109},"Son gastos que pasan desapercibidos porque están repartidos entre distintos proveedores, tarjetas o equipos. Pueden incluir suscripciones duplicadas, servicios poco utilizados, renovaciones no revisadas o tareas manuales que consumen tiempo. 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Conviene realizar un seguimiento periódico del presupuesto y programar revisiones específicas para suscripciones, proveedores y categorías con mayor riesgo de desviación.",{"_uid":4010,"title":4011,"component":1435,"description":4012},"8fac8245-7026-4cf6-9f52-a137f0028bd2","¿Puede Spendesk ayudar a controlar los gastos de una empresa pequeña?",{"type":100,"content":4013},[4014],{"type":103,"attrs":4015,"content":4016},{"textAlign":26},[4017],{"text":4018,"type":109},"Spendesk puede ayudar a centralizar tarjetas, gastos, justificantes y aprobaciones en una única plataforma. También permite organizar la información y preparar determinados datos para los procesos financieros, según la configuración disponible. La empresa sigue siendo responsable de definir sus políticas y revisar el tratamiento contable o fiscal que corresponda.",[4020],{"cta":4021,"_uid":4022,"title":4023,"eyebrow":4029,"subtitle":4034,"component":190,"textAlign":52,"flexibleSection":4039,"sectionSettings":4040,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"6606771b-bf0b-4858-b568-51d131a81ccf",{"type":100,"content":4024},[4025],{"type":190,"attrs":4026,"content":4027},{"level":192,"textAlign":26},[4028],{"text":1510,"type":109},{"type":100,"content":4030},[4031],{"type":103,"attrs":4032,"content":4033},{"textAlign":26},[],{"type":100,"content":4035},[4036],{"type":103,"attrs":4037,"content":4038},{"textAlign":26},[],[],[],"como-reducir-gastos-empresa-pequena","es/blog/como-reducir-gastos-empresa-pequena",-3280,[],"c901d782-f217-4052-8c7c-81cd7c60104a","2026-09-07T10:54:05.185Z",[],"blog/como-reducir-gastos-empresa-pequena",[4050,4051,4052],{"path":4048,"name":26,"lang":38,"published":26},{"path":4048,"name":26,"lang":40,"published":26},{"path":4048,"name":26,"lang":33,"published":26},{"name":4054,"created_at":4055,"published_at":4056,"updated_at":4057,"id":4058,"uuid":4059,"content":4060,"slug":4171,"full_slug":4172,"sort_by_date":26,"position":4173,"tag_list":4174,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":4175,"first_published_at":4176,"release_id":26,"lang":33,"path":26,"alternates":4177,"default_full_slug":4178,"translated_slugs":4179},"Alta y validación de proveedores: proceso y controles para empresas","2026-09-07T09:57:24.260Z","2026-09-10T13:34:20.089Z","2026-09-10T13:34:20.109Z",217437979731415,"316b4a37-b88b-450b-a3fa-b3d9b2895a9a",{"_uid":4061,"title":4054,"topics":4062,"noIndex":29,"category":4063,"language":4072,"component":1397,"heroMedia":4073,"metaTitle":4074,"publishedAt":3944,"readingTime":3823,"redirectUrl":52,"listingImage":4075,"metaDescription":4083,"bottomArticleCta":4084,"componentsAfterTheArticle":4085},"dc127bec-7dc7-49b0-990c-51171b2863cb",[],{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":4064,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":4066,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":4067,"default_full_slug":1404,"translated_slugs":4068,"_stopResolving":42},{"_uid":1391,"icon":4065,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[4069,4070,4071],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"Alta y validación de proveedores: proceso y controles para e",[4076],{"_uid":4077,"link":4078,"asset":4079,"caption":52,"component":1424},"d871b5fd-d4b4-468e-b77e-8dc3cb10b910",{"id":52,"url":52,"linktype":1418,"fieldtype":92,"cached_url":1419,"prep":42},{"id":4080,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4081,"copyright":52,"fieldtype":88,"meta_data":4082,"is_external_url":29},218552924947263,"https://a.storyblok.com/f/146026/1672x941/d91d8d9aaf/alta-y-validacion-de-proveedores.png",{"size":3402},"La gestión de proveedores empieza antes de la primera compra, en el maestro de proveedores: el registro donde se almacenan, validan y mantienen los datos de cad",[],[4086],{"_uid":4087,"items":4088,"heading":4149,"component":1521},"d79e7174-ab50-4538-a0d0-d4334a51b20d",[4089,4099,4109,4119,4129,4139],{"_uid":4090,"title":4091,"component":1435,"description":4092},"2c0ed4f2-47f7-48d2-af6a-357bf4673b2f","¿Qué debe incluir una ficha de proveedor?",{"type":100,"content":4093},[4094],{"type":103,"attrs":4095,"content":4096},{"textAlign":26},[4097],{"text":4098,"type":109},"Como mínimo, debería incluir la denominación legal, el NIF, los datos de contacto y la información necesaria para la relación comercial. 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No todos los proveedores necesitan el mismo nivel de homologación.",{"_uid":4110,"title":4111,"component":1435,"description":4112},"c82617ba-f003-431c-953b-95d76350f75d","¿Cómo se puede validar el IBAN de un proveedor?",{"type":100,"content":4113},[4114],{"type":103,"attrs":4115,"content":4116},{"textAlign":26},[4117],{"text":4118,"type":109},"La validación del formato ayuda a detectar errores de escritura, pero no confirma la titularidad de la cuenta. Para reducir riesgos, los cambios deben contrastarse por un canal independiente y aprobarse siguiendo un procedimiento separado de la introducción de los datos.",{"_uid":4120,"title":4121,"component":1435,"description":4122},"bf709b08-8c75-42bf-91f5-1c3ea8e1cb5d","¿Quién debería aprobar el alta de un proveedor?",{"type":100,"content":4123},[4124],{"type":103,"attrs":4125,"content":4126},{"textAlign":26},[4127],{"text":4128,"type":109},"Depende del tamaño de la empresa, del tipo de proveedor y del nivel de riesgo. Como buena práctica, la persona que crea la ficha no debería ser la única que la aprueba, especialmente cuando incluye datos bancarios o documentación sensible.",{"_uid":4130,"title":4131,"component":1435,"description":4132},"3f17b759-0000-466f-807a-2dc1a5ffa7c8","¿Cada cuánto hay que revisar el maestro de proveedores?",{"type":100,"content":4133},[4134],{"type":103,"attrs":4135,"content":4136},{"textAlign":26},[4137],{"text":4138,"type":109},"La frecuencia debe adaptarse a la criticidad del proveedor y a la información que se gestiona. También conviene revisar una ficha cuando se modifica la cuenta bancaria, cambia la situación del proveedor, vence una acreditación o se produce una incidencia.",{"_uid":4140,"title":4141,"component":1435,"description":4142},"9990f708-6630-4cfd-b309-f8712d6c7851","¿Puede Spendesk ayudar a gestionar la información de proveedores?",{"type":100,"content":4143},[4144],{"type":103,"attrs":4145,"content":4146},{"textAlign":26},[4147],{"text":4148,"type":109},"Spendesk puede ayudar a centralizar y gestionar información de proveedores dentro de los módulos y planes aplicables, y a relacionarla con determinados procesos de compras. El alcance depende de la configuración de la cuenta, y la empresa debe mantener sus propios criterios de validación y aprobación.",[4150],{"cta":4151,"_uid":4152,"title":4153,"eyebrow":4159,"subtitle":4164,"component":190,"textAlign":52,"flexibleSection":4169,"sectionSettings":4170,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"2a62ff10-a0f9-4db6-9f79-557fb5b5c4cb",{"type":100,"content":4154},[4155],{"type":190,"attrs":4156,"content":4157},{"level":192,"textAlign":26},[4158],{"text":1510,"type":109},{"type":100,"content":4160},[4161],{"type":103,"attrs":4162,"content":4163},{"textAlign":26},[],{"type":100,"content":4165},[4166],{"type":103,"attrs":4167,"content":4168},{"textAlign":26},[],[],[],"alta-y-validacion-de-proveedores","es/blog/alta-y-validacion-de-proveedores",-3270,[],"15613e0b-49aa-422c-a3a4-a94c437578d5","2026-09-07T09:57:24.321Z",[],"blog/alta-y-validacion-de-proveedores",[4180,4181,4182],{"path":4178,"name":26,"lang":38,"published":26},{"path":4178,"name":26,"lang":40,"published":26},{"path":4178,"name":26,"lang":33,"published":26},{"name":4184,"created_at":4185,"published_at":4186,"updated_at":4187,"id":4188,"uuid":4189,"content":4190,"slug":4311,"full_slug":4312,"sort_by_date":26,"position":4313,"tag_list":4314,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":4315,"first_published_at":4316,"release_id":26,"lang":33,"path":26,"alternates":4317,"default_full_slug":4318,"translated_slugs":4319},"Control de gastos de obra: métodos y herramientas para empresas de construcción","2026-09-07T09:57:03.113Z","2026-09-10T13:28:32.629Z","2026-09-10T13:28:32.648Z",217437893113299,"c175d815-10a6-4fe7-b237-26885adce75b",{"_uid":4191,"title":4184,"topics":4192,"noIndex":29,"category":4193,"language":4202,"component":1397,"heroMedia":4203,"metaTitle":4204,"publishedAt":52,"readingTime":3534,"redirectUrl":52,"listingImage":4205,"metaDescription":4213,"bottomArticleCta":4214,"componentsAfterTheArticle":4215},"cf41967d-2efb-4c7d-a728-36f380a4d801",[],{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":4194,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":4196,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":4197,"default_full_slug":1404,"translated_slugs":4198,"_stopResolving":42},{"_uid":1391,"icon":4195,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[4199,4200,4201],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"Control de gastos de obra: métodos y herramientas para empre",[4206],{"_uid":4207,"link":4208,"asset":4209,"caption":52,"component":1424},"4d74f152-7e0b-4b60-88e4-c19684d4d7b9",{"id":52,"url":52,"linktype":1418,"fieldtype":92,"cached_url":1419,"prep":42},{"id":4210,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4211,"copyright":52,"fieldtype":88,"meta_data":4212,"is_external_url":29},218551279067848,"https://a.storyblok.com/f/146026/1672x941/1dfd562979/control-de-gastos-en-obras.png",{},"El control de gastos de obra permite saber si cada proyecto se mantiene dentro del presupuesto mientras la obra sigue en marcha. En una empresa de construcción,",[],[4216],{"_uid":4217,"items":4218,"heading":4289,"component":1521},"75696efb-29e3-4382-90bb-25fa12909a62",[4219,4229,4239,4249,4259,4269,4279],{"_uid":4220,"title":4221,"component":1435,"description":4222},"e9f741c8-7555-44ce-8309-03fcd194c8a0","¿Cada cuánto conviene actualizar el control de gastos de una obra?",{"type":100,"content":4223},[4224],{"type":103,"attrs":4225,"content":4226},{"textAlign":26},[4227],{"text":4228,"type":109},"Lo ideal es actualizarlo cada vez que se adquiere un compromiso o se realiza un pago. Además, conviene revisar periódicamente la evolución de cada partida para detectar desviaciones mientras todavía se pueden corregir.",{"_uid":4230,"title":4231,"component":1435,"description":4232},"4b686f3d-f9cc-469a-8e5b-e407c73faa06","¿Qué diferencia hay entre coste comprometido y coste real en una obra?",{"type":100,"content":4233},[4234],{"type":103,"attrs":4235,"content":4236},{"textAlign":26},[4237],{"text":4238,"type":109},"El coste comprometido corresponde a importes que la empresa ya ha contratado o pedido, aunque todavía no los haya pagado o recibido en factura. El coste real registrado refleja los gastos que ya se han reconocido o incorporado al sistema de control.",{"_uid":4240,"title":4241,"component":1435,"description":4242},"f3c959f4-72e1-4020-b40f-68eb0fcbb553","¿Cómo se controlan los gastos de subcontratas en obra?",{"type":100,"content":4243},[4244],{"type":103,"attrs":4245,"content":4246},{"textAlign":26},[4247],{"text":4248,"type":109},"El importe debe incorporarse al seguimiento cuando se formaliza el contrato o se adquiere el compromiso. Después, las certificaciones y facturas pueden revisarse frente a los trabajos ejecutados y a las condiciones acordadas.",{"_uid":4250,"title":4251,"component":1435,"description":4252},"bb705a66-d7d9-4da9-a342-d0cb7b57fe0f","¿Cómo gestionar la caja chica en una empresa con varios centros de trabajo?",{"type":100,"content":4253},[4254],{"type":103,"attrs":4255,"content":4256},{"textAlign":26},[4257],{"text":4258,"type":109},"Una alternativa consiste en reducir el uso de efectivo y utilizar medios de pago corporativos con límites y reglas de uso. Cada gasto debe quedar asociado al centro de trabajo, la obra o la partida correspondiente, según la política de la empresa.",{"_uid":4260,"title":4261,"component":1435,"description":4262},"34665bdf-7375-4425-9b4c-9e22725c328c","¿Cómo controlar los gastos de viaje de los equipos de campo?",{"type":100,"content":4263},[4264],{"type":103,"attrs":4265,"content":4266},{"textAlign":26},[4267],{"text":4268,"type":109},"Conviene definir qué gastos están permitidos, qué documentación debe conservarse y cómo se imputa cada gasto a la obra. La captura desde el móvil permite registrar dietas, peajes, aparcamientos y repostajes más cerca del momento del pago.",{"_uid":4270,"title":4271,"component":1435,"description":4272},"267fb6d2-219a-4e89-a61a-69e20002d3c9","¿Puede Spendesk ayudar a controlar los gastos por obra?",{"type":100,"content":4273},[4274],{"type":103,"attrs":4275,"content":4276},{"textAlign":26},[4277],{"text":4278,"type":109},"Spendesk puede ayudar a centralizar transacciones, tarjetas, justificantes y solicitudes de gasto. Si la cuenta está configurada con los proyectos o centros de coste adecuados, el equipo puede organizar y revisar la información de cada obra dentro del flujo definido por la empresa. La imputación y la revisión final deben ajustarse a los procedimientos internos.",{"_uid":4280,"title":4281,"component":1435,"description":4282},"d11b87ae-e95c-4f24-86ad-25d376063559","¿Cómo crear una política de gastos más eficiente en una empresa de construcción?",{"type":100,"content":4283},[4284],{"type":103,"attrs":4285,"content":4286},{"textAlign":26},[4287],{"text":4288,"type":109},"Define quién puede aprobar cada importe, qué gastos están permitidos, qué medios de pago deben utilizarse y qué justificantes son necesarios. La política debe ser clara, aplicable al trabajo de campo y compatible con los procesos de aprobación y revisión de la empresa.",[4290],{"cta":4291,"_uid":4292,"title":4293,"eyebrow":4299,"subtitle":4304,"component":190,"textAlign":52,"flexibleSection":4309,"sectionSettings":4310,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"a2a96f80-279b-4aa2-8830-3b16a865ace0",{"type":100,"content":4294},[4295],{"type":190,"attrs":4296,"content":4297},{"level":192,"textAlign":26},[4298],{"text":1510,"type":109},{"type":100,"content":4300},[4301],{"type":103,"attrs":4302,"content":4303},{"textAlign":26},[],{"type":100,"content":4305},[4306],{"type":103,"attrs":4307,"content":4308},{"textAlign":26},[],[],[],"control-de-gastos-en-obras","es/blog/control-de-gastos-en-obras",-3260,[],"e4267111-1ab3-48ab-8054-df809df980eb","2026-09-07T09:57:03.183Z",[],"blog/control-de-gastos-en-obras",[4320,4321,4322],{"path":4318,"name":26,"lang":38,"published":26},{"path":4318,"name":26,"lang":40,"published":26},{"path":4318,"name":26,"lang":33,"published":26},{"name":4324,"created_at":4325,"published_at":4326,"updated_at":4327,"id":4328,"uuid":4329,"content":4330,"slug":4459,"full_slug":4460,"sort_by_date":26,"position":4461,"tag_list":4462,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":4463,"first_published_at":4464,"release_id":26,"lang":33,"path":26,"alternates":4465,"default_full_slug":4466,"translated_slugs":4467},"Factura rectificativa y factura de abono: diferencias, validación y contabilización","2026-09-02T13:33:00.164Z","2026-09-10T13:22:06.135Z","2026-09-10T13:22:06.169Z",215721493195948,"aa64d024-d65f-4f59-95d8-bb6badf065e3",{"_uid":4331,"title":4324,"topics":4332,"noIndex":29,"category":4341,"language":4350,"component":1397,"heroMedia":4351,"metaTitle":4352,"publishedAt":52,"readingTime":3393,"redirectUrl":52,"listingImage":4353,"metaDescription":4361,"bottomArticleCta":4362,"componentsAfterTheArticle":4363},"f6cff6c2-58ed-444f-90f2-f5bd8b090c73",[4333],{"name":1620,"created_at":3213,"published_at":3214,"updated_at":3215,"id":3216,"uuid":3217,"content":4334,"slug":3220,"full_slug":3221,"sort_by_date":26,"position":3222,"tag_list":4335,"is_startpage":29,"parent_id":144,"meta_data":26,"group_id":3224,"first_published_at":3225,"release_id":26,"lang":33,"path":26,"alternates":4336,"default_full_slug":3227,"translated_slugs":4337,"_stopResolving":42},{"_uid":3219,"name":1620,"component":23},[],[],[4338,4339,4340],{"path":3227,"name":26,"lang":38,"published":26},{"path":3227,"name":26,"lang":40,"published":26},{"path":3227,"name":26,"lang":33,"published":26},{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":4342,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":4344,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":4345,"default_full_slug":1404,"translated_slugs":4346,"_stopResolving":42},{"_uid":1391,"icon":4343,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[4347,4348,4349],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"Factura rectificativa y factura de abono: diferencias, valid",[4354],{"_uid":4355,"link":4356,"asset":4357,"caption":52,"component":1424},"0d40a296-517d-4c9b-88bc-6887116d798d",{"id":52,"url":52,"linktype":1418,"fieldtype":92,"cached_url":1419,"prep":42},{"id":4358,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4359,"copyright":52,"fieldtype":88,"meta_data":4360,"is_external_url":29},218549414806032,"https://a.storyblok.com/f/146026/1672x941/793d193cf8/factura-rectificativa-y-factura-de-abono.png",{"size":3402},"Diferencias entre factura rectificativa y factura de abono, qué revisar antes de registrarla y cómo afecta al IVA soportado, a la contabilidad y al SII.",[],[4364],{"_uid":4365,"items":4366,"heading":4437,"component":1521},"a8cc71ee-c754-40da-9b7b-c0dd5135ce95",[4367,4377,4387,4397,4407,4417,4427],{"_uid":4368,"title":4369,"component":1435,"description":4370},"d66795d8-0cbf-4012-a31e-c1e7905c1c9e","¿Es lo mismo una factura de abono que una factura rectificativa?",{"type":100,"content":4371},[4372],{"type":103,"attrs":4373,"content":4374},{"textAlign":26},[4375],{"text":4376,"type":109},"No son necesariamente términos jurídicos equivalentes. «Factura de abono» suele utilizarse como expresión comercial para referirse a una factura rectificativa que reduce una operación anterior. Para que tenga efectos fiscales, el documento debe cumplir los requisitos aplicables a una factura rectificativa.",{"_uid":4378,"title":4379,"component":1435,"description":4380},"fbcd0330-b3e5-4580-9bef-d8f10fb93f5f","¿Qué información debe incluir una factura rectificativa?",{"type":100,"content":4381},[4382],{"type":103,"attrs":4383,"content":4384},{"textAlign":26},[4385],{"text":4386,"type":109},"Debe identificar que se trata de una factura rectificativa, relacionarla con la factura original y explicar el motivo de la corrección. También debe mostrar los importes corregidos o la diferencia correspondiente, además del resto de datos fiscales exigidos.",{"_uid":4388,"title":4389,"component":1435,"description":4390},"a29099c0-5e69-4c28-87a7-6404d64e9354","¿Cuál es la diferencia entre una rectificativa por sustitución y una por diferencias?",{"type":100,"content":4391},[4392],{"type":103,"attrs":4393,"content":4394},{"textAlign":26},[4395],{"text":4396,"type":109},"La rectificativa por sustitución muestra la información corregida de la operación y los datos que se modifican. La rectificativa por diferencias refleja únicamente el ajuste que debe añadirse o restarse a la factura original.",{"_uid":4398,"title":4399,"component":1435,"description":4400},"dfca7460-efc2-4bbe-9a50-7283a3a5f34a","¿Cómo afecta una factura rectificativa al IVA soportado?",{"type":100,"content":4401},[4402],{"type":103,"attrs":4403,"content":4404},{"textAlign":26},[4405],{"text":4406,"type":109},"Si reduce una compra, puede reducir también la base y el IVA soportado que la empresa había registrado o deducido. Si aumenta la operación, puede incrementar el IVA soportado, siempre que se cumplan las condiciones aplicables. El periodo de registro y declaración debe revisarse según la normativa vigente.",{"_uid":4408,"title":4409,"component":1435,"description":4410},"bc77ea6c-6878-48f0-806f-245124692708","¿Cómo se contabiliza una factura rectificativa recibida?",{"type":100,"content":4411},[4412],{"type":103,"attrs":4413,"content":4414},{"textAlign":26},[4415],{"text":4416,"type":109},"El tratamiento depende del motivo de la rectificación y de si se trata de una sustitución o de una diferencia. Puede ser necesario registrar únicamente el ajuste o revisar el asiento original y contabilizar la información corregida. La cuenta utilizada dependerá de la naturaleza de la operación.",{"_uid":4418,"title":4419,"component":1435,"description":4420},"3de8198a-b342-4cf9-bd2b-468dfde7a7b0","¿Cómo se registra una factura rectificativa recibida en el SII?",{"type":100,"content":4421},[4422],{"type":103,"attrs":4423,"content":4424},{"textAlign":26},[4425],{"text":4426,"type":109},"Debe registrarse con la información que corresponda al documento recibido y relacionarse con la factura original. Las claves y los detalles dependen del tipo de rectificación. Consulta las instrucciones vigentes de la AEAT y no utilices automáticamente las claves aplicables al emisor.",{"_uid":4428,"title":4429,"component":1435,"description":4430},"20384bf0-64c3-479b-a155-1c8502bcef01","¿Cómo ayuda Spendesk a gestionar facturas rectificativas?",{"type":100,"content":4431},[4432],{"type":103,"attrs":4433,"content":4434},{"textAlign":26},[4435],{"text":4436,"type":109},"Una rectificativa es más fácil de controlar cuando queda vinculada desde el principio a la factura original. Spendesk permite centralizar facturas y notas de crédito, extraer o pre-rellenar sus datos, asociarlas con pedidos y documentación de recepción cuando corresponde, gestionar aprobaciones y preparar información para contabilidad. La empresa o su asesoría debe validar el tratamiento contable, fiscal y del SII.",[4438],{"cta":4439,"_uid":4440,"title":4441,"eyebrow":4447,"subtitle":4452,"component":190,"textAlign":52,"flexibleSection":4457,"sectionSettings":4458,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"9be9d986-57fe-4809-9231-9c6dd8799a39",{"type":100,"content":4442},[4443],{"type":190,"attrs":4444,"content":4445},{"level":192,"textAlign":26},[4446],{"text":1510,"type":109},{"type":100,"content":4448},[4449],{"type":103,"attrs":4450,"content":4451},{"textAlign":26},[],{"type":100,"content":4453},[4454],{"type":103,"attrs":4455,"content":4456},{"textAlign":26},[],[],[],"factura-rectificativa-y-factura-de-abono","es/blog/factura-rectificativa-y-factura-de-abono",-3160,[],"ef348daa-7525-4ef4-9ac0-1d4bd6ebe185","2026-09-02T13:33:00.225Z",[],"blog/factura-rectificativa-y-factura-de-abono",[4468,4469,4470],{"path":4466,"name":26,"lang":38,"published":26},{"path":4466,"name":26,"lang":40,"published":26},{"path":4466,"name":26,"lang":33,"published":26},{"name":4472,"created_at":4473,"published_at":4474,"updated_at":4475,"id":4476,"uuid":4477,"content":4478,"slug":4609,"full_slug":4610,"sort_by_date":26,"position":4611,"tag_list":4612,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":4613,"first_published_at":4614,"release_id":26,"lang":33,"path":26,"alternates":4615,"default_full_slug":4616,"translated_slugs":4617},"Modelo 390: resumen anual del IVA, quién lo presenta, casillas clave y errores","2026-09-02T13:32:49.504Z","2026-09-10T13:45:14.835Z","2026-09-10T13:45:14.860Z",215721449532360,"c99f0e3f-6da1-4185-9565-094ef52b891f",{"_uid":4479,"title":4472,"topics":4480,"noIndex":29,"category":4489,"language":4498,"component":1397,"heroMedia":4499,"metaTitle":4500,"publishedAt":4501,"readingTime":3823,"redirectUrl":52,"listingImage":4502,"metaDescription":4511,"bottomArticleCta":4512,"componentsAfterTheArticle":4513},"44ff9429-7c9b-42bf-b0a5-b8ed4114b479",[4481],{"name":1620,"created_at":3213,"published_at":3214,"updated_at":3215,"id":3216,"uuid":3217,"content":4482,"slug":3220,"full_slug":3221,"sort_by_date":26,"position":3222,"tag_list":4483,"is_startpage":29,"parent_id":144,"meta_data":26,"group_id":3224,"first_published_at":3225,"release_id":26,"lang":33,"path":26,"alternates":4484,"default_full_slug":3227,"translated_slugs":4485,"_stopResolving":42},{"_uid":3219,"name":1620,"component":23},[],[],[4486,4487,4488],{"path":3227,"name":26,"lang":38,"published":26},{"path":3227,"name":26,"lang":40,"published":26},{"path":3227,"name":26,"lang":33,"published":26},{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":4490,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":4492,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":4493,"default_full_slug":1404,"translated_slugs":4494,"_stopResolving":42},{"_uid":1391,"icon":4491,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[4495,4496,4497],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"Modelo 390: resumen anual del IVA, quién lo presenta, casill","2026-08-25 00:00",[4503],{"_uid":4504,"link":4505,"asset":4506,"caption":52,"component":1424},"c5e8bc46-7451-43bf-a998-28fd00bf481e",{"id":52,"url":52,"linktype":1418,"fieldtype":92,"cached_url":1419,"prep":42},{"id":4507,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4508,"copyright":52,"fieldtype":88,"meta_data":4509,"is_external_url":29},218555405333603,"https://a.storyblok.com/f/146026/1671x941/bd54bf81e9/modelo-390-1.png",{"size":4510},"1671x941","Qué es el Modelo 390, quién debe presentarlo, quién queda exonerado y cómo conciliarlo con los modelos 303 y las principales casillas del resumen anual del IVA.",[],[4514],{"_uid":4515,"items":4516,"heading":4587,"component":1521},"55a4787c-f921-4881-83c4-ef5b8473e554",[4517,4527,4537,4547,4557,4567,4577],{"_uid":4518,"title":4519,"component":1435,"description":4520},"10d29113-a8f5-4b88-8326-e0d65c863aa0","¿Qué es el Modelo 390?",{"type":100,"content":4521},[4522],{"type":103,"attrs":4523,"content":4524},{"textAlign":26},[4525],{"text":4526,"type":109},"El Modelo 390 es la declaración-resumen anual del IVA. Recopila información sobre las operaciones y autoliquidaciones del ejercicio y no implica, por sí mismo, un nuevo pago o devolución.",{"_uid":4528,"title":4529,"component":1435,"description":4530},"eab524f8-8182-4ea3-ac1c-2e9c99de0de6","¿Quién debe presentar el Modelo 390?",{"type":100,"content":4531},[4532],{"type":103,"attrs":4533,"content":4534},{"textAlign":26},[4535],{"text":4536,"type":109},"Deben revisar su obligación los sujetos pasivos del IVA que presenten autoliquidaciones periódicas y no estén incluidos en un supuesto de exoneración. La obligación depende del régimen fiscal, la periodicidad y la actividad de la empresa.",{"_uid":4538,"title":4539,"component":1435,"description":4540},"22e5cc60-f446-4bb9-adcd-7bad5bcc2e7f","¿Hay que presentar el Modelo 390 si los modelos 303 fueron a cero?",{"type":100,"content":4541},[4542],{"type":103,"attrs":4543,"content":4544},{"textAlign":26},[4545],{"text":4546,"type":109},"La presentación de modelos 303 a cero no determina automáticamente la exoneración. Si la empresa no encaja en una excepción, debe comprobar si mantiene la obligación de presentar el Modelo 390.",{"_uid":4548,"title":4549,"component":1435,"description":4550},"6d793610-2298-4bbc-bd6b-25109052b464","¿Cuál es la diferencia entre el Modelo 390 y el Modelo 303?",{"type":100,"content":4551},[4552],{"type":103,"attrs":4553,"content":4554},{"textAlign":26},[4555],{"text":4556,"type":109},"El Modelo 303 es la autoliquidación periódica del IVA. El Modelo 390 es el resumen anual de la información del ejercicio. El 390 no sustituye a los modelos 303 ni funciona como una nueva autoliquidación.",{"_uid":4558,"title":4559,"component":1435,"description":4560},"b2916a89-1e60-4a58-9251-61e53cfc7e49","¿Qué se incluye en la casilla 105?",{"type":100,"content":4561},[4562],{"type":103,"attrs":4563,"content":4564},{"textAlign":26},[4565],{"text":4566,"type":109},"La casilla 105 recoge el importe de determinadas operaciones exentas sin derecho a deducción. Debe utilizarse únicamente cuando la operación cumple las condiciones del supuesto de exención correspondiente.",{"_uid":4568,"title":4569,"component":1435,"description":4570},"501e47a4-e93b-4b9a-8ccb-13a5830f9ba5","¿Cómo se corrige un error en el Modelo 390?",{"type":100,"content":4571},[4572],{"type":103,"attrs":4573,"content":4574},{"textAlign":26},[4575],{"text":4576,"type":109},"Primero identifica si el error afecta también a un modelo 303 o a los registros contables. Después, revisa las instrucciones de la AEAT para determinar si corresponde presentar una declaración sustitutiva u otra forma de rectificación.",{"_uid":4578,"title":4579,"component":1435,"description":4580},"5cc78bc1-0bcd-4d06-a8d4-e11abccc9168","¿Cómo ayuda Spendesk a preparar el Modelo 390?",{"type":100,"content":4581},[4582],{"type":103,"attrs":4583,"content":4584},{"textAlign":26},[4585],{"text":4586,"type":109},"La conciliación del Modelo 390 depende de que cada factura del ejercicio esté registrada en el periodo correcto, con el IVA bien clasificado. Spendesk permite centralizar facturas y justificantes, extraer datos mediante OCR, organizar información contable y de IVA, gestionar aprobaciones y exportar datos a herramientas contables. La empresa o su asesoría debe revisar la información y determinar qué debe declararse en cada casilla.",[4588],{"cta":4589,"_uid":4590,"title":4591,"eyebrow":4597,"subtitle":4602,"component":190,"textAlign":52,"flexibleSection":4607,"sectionSettings":4608,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"882ac242-5c90-41e2-b783-03a067b89050",{"type":100,"content":4592},[4593],{"type":190,"attrs":4594,"content":4595},{"level":192,"textAlign":26},[4596],{"text":1510,"type":109},{"type":100,"content":4598},[4599],{"type":103,"attrs":4600,"content":4601},{"textAlign":26},[],{"type":100,"content":4603},[4604],{"type":103,"attrs":4605,"content":4606},{"textAlign":26},[],[],[],"modelo-390","es/blog/modelo-390",-3150,[],"5095905f-518b-4d56-97b7-f9946b641ce4","2026-09-02T13:32:49.570Z",[],"blog/modelo-390",[4618,4619,4620],{"path":4616,"name":26,"lang":38,"published":26},{"path":4616,"name":26,"lang":40,"published":26},{"path":4616,"name":26,"lang":33,"published":26},{"name":4622,"created_at":4623,"published_at":4624,"updated_at":4625,"id":4626,"uuid":4627,"content":4628,"slug":4758,"full_slug":4759,"sort_by_date":26,"position":4760,"tag_list":4761,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":4762,"first_published_at":4763,"release_id":26,"lang":33,"path":26,"alternates":4764,"default_full_slug":4765,"translated_slugs":4766},"IVA soportado en los gastos de empresa y de empleados: qué se puede deducir y cómo","2026-08-27T10:05:50.742Z","2026-08-27T12:34:56.227Z","2026-08-27T12:34:56.247Z",213547215890359,"38a992a6-679c-4dcb-9b49-735825fc2950",{"_uid":4629,"title":4622,"topics":4630,"noIndex":29,"category":4639,"language":4648,"component":1397,"heroMedia":4649,"metaTitle":4650,"publishedAt":52,"readingTime":4651,"redirectUrl":52,"listingImage":4652,"metaDescription":4660,"bottomArticleCta":4661,"componentsAfterTheArticle":4662},"8af78eab-9798-45f3-92f2-166648e6ac31",[4631],{"name":1635,"created_at":3364,"published_at":3365,"updated_at":3366,"id":3367,"uuid":3368,"content":4632,"slug":3370,"full_slug":3371,"sort_by_date":26,"position":3222,"tag_list":4633,"is_startpage":29,"parent_id":144,"meta_data":26,"group_id":3373,"first_published_at":3225,"release_id":26,"lang":33,"path":26,"alternates":4634,"default_full_slug":3375,"translated_slugs":4635,"_stopResolving":42},{"_uid":3219,"name":1635,"component":23},[],[],[4636,4637,4638],{"path":3375,"name":26,"lang":38,"published":26},{"path":3375,"name":26,"lang":40,"published":26},{"path":3375,"name":26,"lang":33,"published":26},{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":4640,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":4642,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":4643,"default_full_slug":1404,"translated_slugs":4644,"_stopResolving":42},{"_uid":1391,"icon":4641,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[4645,4646,4647],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"IVA soportado en los gastos de empresa y de empleados: qué s","16",[4653],{"_uid":4654,"asset":4655,"caption":52,"component":1424},"1de8f75f-1bd0-42ee-a5c2-08022b3d42c8",{"id":4656,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4657,"copyright":52,"fieldtype":88,"meta_data":4658,"is_external_url":29},213582395689572,"https://a.storyblok.com/f/146026/1535x1024/e848c12268/iva-soportado.png",{"size":4659},"1535x1024","Descubre cómo gestionar el IVA soportado de los gastos de empresa y empleados, qué documentación necesitas y cómo preparar la información para tu Modelo 303.",[],[4663],{"_uid":4664,"items":4665,"heading":4736,"component":1521},"5cc20ce9-9c68-49f4-8c7d-06d62c5f2ed6",[4666,4676,4686,4696,4706,4716,4726],{"_uid":4667,"title":4668,"component":1435,"description":4669},"ef3bd6d4-8891-4fbc-987a-33a4b36e6d23","¿Cuál es la diferencia entre IVA soportado e IVA repercutido?",{"type":100,"content":4670},[4671],{"type":103,"attrs":4672,"content":4673},{"textAlign":26},[4674],{"text":4675,"type":109},"El IVA soportado es el que la empresa paga en sus compras y gastos. El IVA repercutido es el que cobra a sus clientes en sus ventas o servicios. La liquidación periódica tiene en cuenta ambos conceptos, conforme a las reglas aplicables.",{"_uid":4677,"title":4678,"component":1435,"description":4679},"cf52c420-13e2-41d2-8022-5afcb0679c90","¿Cuál es la diferencia entre IVA devengado e IVA deducible?",{"type":100,"content":4680},[4681],{"type":103,"attrs":4682,"content":4683},{"textAlign":26},[4684],{"text":4685,"type":109},"El IVA devengado se refiere al momento en que nace la obligación tributaria de una operación. El IVA deducible es la parte del IVA soportado que la empresa puede restar cuando cumple los requisitos correspondientes.",{"_uid":4687,"title":4688,"component":1435,"description":4689},"debf2315-76f3-495f-8c56-d7ea4f3ae93f","¿Se puede deducir el IVA de las comidas de empresa?",{"type":100,"content":4690},[4691],{"type":103,"attrs":4692,"content":4693},{"textAlign":26},[4694],{"text":4695,"type":109},"Puede ser deducible cuando la comida está relacionada con la actividad, el gasto cumple las condiciones fiscales aplicables y existe una factura o justificante válido. Conviene conservar también información sobre el motivo del gasto y sus participantes cuando sea necesario.",{"_uid":4697,"title":4698,"component":1435,"description":4699},"e7aac6c8-ff94-4088-a783-78f5b88c4790","¿Se puede deducir el IVA de un parking o un peaje?",{"type":100,"content":4700},[4701],{"type":103,"attrs":4702,"content":4703},{"textAlign":26},[4704],{"text":4705,"type":109},"No automáticamente. Aunque el parking o el peaje estén relacionados con un desplazamiento profesional, también hay que revisar el vehículo utilizado, su grado de afectación a la actividad, las limitaciones aplicables y la documentación disponible.",{"_uid":4707,"title":4708,"component":1435,"description":4709},"371f6fee-8c41-4623-a073-54725d76a526","¿Qué debe mostrar una factura para poder deducir el IVA?",{"type":100,"content":4710},[4711],{"type":103,"attrs":4712,"content":4713},{"textAlign":26},[4714],{"text":4715,"type":109},"Debe reunir los datos fiscales exigidos para identificar la operación, al proveedor y a la empresa, además de mostrar la información sobre la base y el IVA cuando corresponda. Un justificante simplificado o incompleto puede no permitir la deducción.",{"_uid":4717,"title":4718,"component":1435,"description":4719},"e9444e3a-edbd-4f78-8bcc-96b70fb1639a","¿Cómo se gestionan los gastos profesionales que pagan los empleados?",{"type":100,"content":4720},[4721],{"type":103,"attrs":4722,"content":4723},{"textAlign":26},[4724],{"text":4725,"type":109},"La empresa debe reunir la documentación, comprobar la relación con la actividad, revisar el tratamiento de IVA y registrar la operación en su sistema contable. Después, el equipo financiero o la asesoría determina cómo incluirla en la liquidación correspondiente.",{"_uid":4727,"title":4728,"component":1435,"description":4729},"0c2abf90-247e-45db-8267-9bebb578aa85","¿Cómo ayuda Spendesk a gestionar el IVA soportado de los gastos?",{"type":100,"content":4730},[4731],{"type":103,"attrs":4732,"content":4733},{"textAlign":26},[4734],{"text":4735,"type":109},"Spendesk permite a los empleados subir una foto del justificante desde la aplicación en el momento de compra, extrae datos básicos mediante reconocimiento óptico de caracteres (OCR) y centraliza la documentación junto a la transacción. El equipo financiero puede revisar los gastos, asignar categorías y tipos de IVA, gestionar aprobaciones y exportar la información a herramientas contables. Estas funciones facilitan la preparación de los datos, pero no sustituyen la validación fiscal de la empresa o de su asesoría.",[4737],{"cta":4738,"_uid":4739,"title":4740,"eyebrow":4746,"subtitle":4751,"component":190,"textAlign":52,"flexibleSection":4756,"sectionSettings":4757,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"dc067b48-aa2c-4fd7-bfa6-e351e2138e50",{"type":100,"content":4741},[4742],{"type":190,"attrs":4743,"content":4744},{"level":192,"textAlign":26},[4745],{"text":1510,"type":109},{"type":100,"content":4747},[4748],{"type":103,"attrs":4749,"content":4750},{"textAlign":26},[],{"type":100,"content":4752},[4753],{"type":103,"attrs":4754,"content":4755},{"textAlign":26},[],[],[],"iva-soportado","es/blog/iva-soportado",-3000,[],"2d64bb14-c76c-4c2b-9deb-bc21d21f88be","2026-08-27T10:05:50.810Z",[],"blog/iva-soportado",[4767,4768,4769],{"path":4765,"name":26,"lang":38,"published":26},{"path":4765,"name":26,"lang":40,"published":26},{"path":4765,"name":26,"lang":33,"published":26},{"name":4771,"created_at":4772,"published_at":4773,"updated_at":4774,"id":4775,"uuid":4776,"content":4777,"slug":4895,"full_slug":4896,"sort_by_date":26,"position":4897,"tag_list":4898,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":4899,"first_published_at":4900,"release_id":26,"lang":33,"path":26,"alternates":4901,"default_full_slug":4902,"translated_slugs":4903},"Albarán y factura: diferencia y cómo conciliarlos en la recepción","2026-08-27T10:05:49.302Z","2026-08-27T13:11:36.312Z","2026-08-27T13:11:36.332Z",213547209992118,"537dd46d-9c1d-455e-8711-7306686c1ed7",{"_uid":4778,"title":4771,"topics":4779,"noIndex":29,"category":4788,"language":4797,"component":1397,"heroMedia":4798,"metaTitle":4799,"publishedAt":52,"readingTime":3534,"redirectUrl":52,"listingImage":4800,"metaDescription":4807,"bottomArticleCta":4808,"componentsAfterTheArticle":4809},"78d13369-1ad7-4b80-873a-03fba1b94408",[4780],{"name":1620,"created_at":3213,"published_at":3214,"updated_at":3215,"id":3216,"uuid":3217,"content":4781,"slug":3220,"full_slug":3221,"sort_by_date":26,"position":3222,"tag_list":4782,"is_startpage":29,"parent_id":144,"meta_data":26,"group_id":3224,"first_published_at":3225,"release_id":26,"lang":33,"path":26,"alternates":4783,"default_full_slug":3227,"translated_slugs":4784,"_stopResolving":42},{"_uid":3219,"name":1620,"component":23},[],[],[4785,4786,4787],{"path":3227,"name":26,"lang":38,"published":26},{"path":3227,"name":26,"lang":40,"published":26},{"path":3227,"name":26,"lang":33,"published":26},{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":4789,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":4791,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":4792,"default_full_slug":1404,"translated_slugs":4793,"_stopResolving":42},{"_uid":1391,"icon":4790,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[4794,4795,4796],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"Albarán y factura: diferencia y cómo conciliarlos en la rece",[4801],{"_uid":4802,"asset":4803,"caption":52,"component":1424},"c449b07e-3b99-4193-b049-5a1504462ed7",{"id":4804,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4805,"copyright":52,"fieldtype":88,"meta_data":4806,"is_external_url":29},213592764628627,"https://a.storyblok.com/f/146026/1536x1024/6cc46a2a1d/albaran-y-factura.png",{},"Descubre la diferencia entre albarán y factura y cómo conciliar pedido, albarán y factura en la recepción para evitar errores y pagos incorrectos.",[],[4810],{"_uid":4811,"items":4812,"heading":4873,"component":1521},"81cbf153-fb6e-44c3-9eae-9a2d00f3b679",[4813,4823,4833,4843,4853,4863],{"_uid":4814,"title":4815,"component":1435,"description":4816},"b14f3148-e599-4237-a46f-141b6b92f4b5","¿Cuál es la diferencia entre un albarán y una factura?",{"type":100,"content":4817},[4818],{"type":103,"attrs":4819,"content":4820},{"textAlign":26},[4821],{"text":4822,"type":109},"El albarán documenta la entrega de la mercancía. La factura documenta la operación y el importe que debe pagarse. La factura que cumple los requisitos formales aplicables puede servir como justificante fiscal, mientras que el albarán aporta evidencia sobre lo que se recibió.",{"_uid":4824,"title":4825,"component":1435,"description":4826},"bd8d8d0e-2900-41fe-a49d-175565cfd252","¿Tiene el albarán validez fiscal?",{"type":100,"content":4827},[4828],{"type":103,"attrs":4829,"content":4830},{"textAlign":26},[4831],{"text":4832,"type":109},"El albarán no sustituye a la factura a efectos de facturación o deducción del IVA. Puede servir como evidencia comercial y operativa de la entrega, especialmente cuando se conserva junto con el pedido y la factura.",{"_uid":4834,"title":4835,"component":1435,"description":4836},"bc7875ad-6867-4cac-87c5-3f7029e8de8b","¿Qué datos debe incluir un albarán de entrega?",{"type":100,"content":4837},[4838],{"type":103,"attrs":4839,"content":4840},{"textAlign":26},[4841],{"text":4842,"type":109},"Conviene que incluya el número de albarán, la fecha, el número de pedido, los datos del proveedor y del receptor, la descripción de los productos, las cantidades entregadas y cualquier incidencia observada durante la recepción.",{"_uid":4844,"title":4845,"component":1435,"description":4846},"2cf0d000-6486-4526-a5fd-1c8504fdf2a8","¿Se puede contabilizar una factura sin albarán?",{"type":100,"content":4847},[4848],{"type":103,"attrs":4849,"content":4850},{"textAlign":26},[4851],{"text":4852,"type":109},"En determinados casos, sí. El albarán no es un requisito universal para registrar una factura, pero su ausencia puede dificultar la comprobación de que los bienes se recibieron correctamente. La empresa debe aplicar sus controles internos y conservar la documentación disponible.",{"_uid":4854,"title":4855,"component":1435,"description":4856},"11ea72da-f60a-4990-a722-b9ca7e89ef79","¿Qué es la verificación a tres vías?",{"type":100,"content":4857},[4858],{"type":103,"attrs":4859,"content":4860},{"textAlign":26},[4861],{"text":4862,"type":109},"Es la comparación entre el pedido, el albarán y la factura. El pedido muestra lo que se solicitó, el albarán lo que se entregó y la factura lo que se está cobrando. El objetivo es detectar diferencias antes de aprobar el pago.",{"_uid":4864,"title":4865,"component":1435,"description":4866},"5be6784a-dab5-438a-9951-f7c9016d4c69","¿Cómo ayuda Spendesk a conciliar albaranes y facturas?",{"type":100,"content":4867},[4868],{"type":103,"attrs":4869,"content":4870},{"textAlign":26},[4871],{"text":4872,"type":109},"Spendesk puede comparar los datos de las facturas con los pedidos de compra y los albaranes para detectar discrepancias antes de la aprobación. También permite centralizar la documentación, dirigir las facturas a los responsables correspondientes y mantener un registro del proceso de aprobación.",[4874],{"cta":4875,"_uid":4876,"title":4877,"eyebrow":4883,"subtitle":4888,"component":190,"textAlign":52,"flexibleSection":4893,"sectionSettings":4894,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"a9933b44-0156-4411-9df3-c97aeb6fd989",{"type":100,"content":4878},[4879],{"type":190,"attrs":4880,"content":4881},{"level":192,"textAlign":26},[4882],{"text":1510,"type":109},{"type":100,"content":4884},[4885],{"type":103,"attrs":4886,"content":4887},{"textAlign":26},[],{"type":100,"content":4889},[4890],{"type":103,"attrs":4891,"content":4892},{"textAlign":26},[],[],[],"albaran-y-factura","es/blog/albaran-y-factura",-2990,[],"2d0e9977-fc0a-4f90-8c97-49706aa81d1b","2026-08-27T10:05:49.366Z",[],"blog/albaran-y-factura",[4904,4905,4906],{"path":4902,"name":26,"lang":38,"published":26},{"path":4902,"name":26,"lang":40,"published":26},{"path":4902,"name":26,"lang":33,"published":26},{"name":4908,"created_at":4909,"published_at":4910,"updated_at":4911,"id":4912,"uuid":4913,"content":4914,"slug":5033,"full_slug":5034,"sort_by_date":26,"position":5035,"tag_list":5036,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":5037,"first_published_at":5038,"release_id":26,"lang":33,"path":26,"alternates":5039,"default_full_slug":5040,"translated_slugs":5041},"Flujo de caja: cómo construir y leer el estado de tesorería de tu empresa","2026-08-27T10:05:47.852Z","2026-09-10T12:48:23.439Z","2026-09-10T12:48:23.473Z",213547204048720,"59e8d522-0d9e-48f4-8516-3a3c5f1e6fbb",{"_uid":4915,"title":4908,"topics":4916,"noIndex":29,"category":4925,"language":4934,"component":1397,"heroMedia":4935,"metaTitle":4936,"publishedAt":3944,"readingTime":4937,"redirectUrl":52,"listingImage":4938,"metaDescription":4945,"bottomArticleCta":4946,"componentsAfterTheArticle":4947},"e53ba4dd-df21-4b02-a075-469a60d77938",[4917],{"name":3654,"created_at":3655,"published_at":3656,"updated_at":3657,"id":3658,"uuid":3659,"content":4918,"slug":3661,"full_slug":3662,"sort_by_date":26,"position":3222,"tag_list":4919,"is_startpage":29,"parent_id":144,"meta_data":26,"group_id":3664,"first_published_at":3225,"release_id":26,"lang":33,"path":26,"alternates":4920,"default_full_slug":3666,"translated_slugs":4921,"_stopResolving":42},{"_uid":3219,"name":3654,"component":23},[],[],[4922,4923,4924],{"path":3666,"name":26,"lang":38,"published":26},{"path":3666,"name":26,"lang":40,"published":26},{"path":3666,"name":26,"lang":33,"published":26},{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":4926,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":4928,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":4929,"default_full_slug":1404,"translated_slugs":4930,"_stopResolving":42},{"_uid":1391,"icon":4927,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[4931,4932,4933],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"Flujo de caja: cómo construir y leer el estado de tesorería ","13",[4939],{"_uid":4940,"asset":4941,"caption":52,"component":1424},"f303499c-ab17-4964-a49e-9d2994c7f5d5",{"id":4942,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":4943,"copyright":52,"fieldtype":88,"meta_data":4944,"is_external_url":29},218541575241457,"https://a.storyblok.com/f/146026/1672x941/bd6cce0a37/flujo-de-caja-es.png",{"size":3402},"Aprende qué es el flujo de caja, cómo construir un presupuesto de tesorería en Excel y cómo leerlo para anticipar tensiones de liquidez.",[],[4948],{"_uid":4949,"items":4950,"heading":5011,"component":1521},"a7dda334-4112-420f-a19d-5adb1a97aa87",[4951,4961,4971,4981,4991,5001],{"_uid":4952,"title":4953,"component":1435,"description":4954},"b973dc75-bb68-4f42-acc4-d08565ea73a8","¿Puede una empresa con beneficios tener un flujo de caja negativo?",{"type":100,"content":4955},[4956],{"type":103,"attrs":4957,"content":4958},{"textAlign":26},[4959],{"text":4960,"type":109},"Sí. Una empresa puede reconocer ingresos antes de cobrarlos y, al mismo tiempo, tener que pagar nóminas, proveedores, impuestos u otras obligaciones. Por eso el beneficio y la liquidez deben analizarse por separado.",{"_uid":4962,"title":4963,"component":1435,"description":4964},"612d5057-41b1-4bfb-9bd0-a69f82564b78","¿Cada cuánto conviene actualizar el presupuesto de tesorería?",{"type":100,"content":4965},[4966],{"type":103,"attrs":4967,"content":4968},{"textAlign":26},[4969],{"text":4970,"type":109},"Como mínimo, una vez al mes. Si la empresa tiene mucha actividad o atraviesa una etapa de tensión de liquidez, puede ser útil actualizarlo con mayor frecuencia.",{"_uid":4972,"title":4973,"component":1435,"description":4974},"9c422bb1-6acc-4fe8-848f-e265e7affaa5","¿Qué diferencia hay entre un presupuesto de tesorería y un seguimiento de caja?",{"type":100,"content":4975},[4976],{"type":103,"attrs":4977,"content":4978},{"textAlign":26},[4979],{"text":4980,"type":109},"El presupuesto muestra los cobros y pagos previstos. El seguimiento incorpora los movimientos reales, compara ambos datos y explica las desviaciones.",{"_uid":4982,"title":4983,"component":1435,"description":4984},"0fea39f0-0c4f-41db-a576-9135682e51f3","¿Cómo se incluye el IVA en un presupuesto de tesorería?",{"type":100,"content":4985},[4986],{"type":103,"attrs":4987,"content":4988},{"textAlign":26},[4989],{"text":4990,"type":109},"Los cobros y pagos deben registrarse por el importe que realmente entra o sale de la cuenta. Las liquidaciones periódicas de IVA deben reflejarse como movimientos de caja independientes en la fecha prevista, evitando duplicar el IVA ya incluido en facturas cobradas o pagadas.",{"_uid":4992,"title":4993,"component":1435,"description":4994},"256ee792-6f3d-491e-bd8d-157ceb66a51f","¿Qué herramientas pueden ayudar a gestionar el flujo de caja?",{"type":100,"content":4995},[4996],{"type":103,"attrs":4997,"content":4998},{"textAlign":26},[4999],{"text":5000,"type":109},"Excel puede ser suficiente para empezar. Cuando aumenta el volumen de facturas, tarjetas, solicitudes y pagos, una solución de gestión del gasto puede ayudar a centralizar los datos y mantener actualizada la información que alimenta el presupuesto.",{"_uid":5002,"title":5003,"component":1435,"description":5004},"c291cd54-fb0f-40b3-a0bf-f369443c4354","¿Cómo ayuda Spendesk a gestionar el flujo de caja?",{"type":100,"content":5005},[5006],{"type":103,"attrs":5007,"content":5008},{"textAlign":26},[5009],{"text":5010,"type":109},"El presupuesto de tesorería es tan fiable como los datos de gasto que lo alimentan. Spendesk centraliza tarjetas, facturas y solicitudes de gasto desde que se producen, permite configurar presupuestos con esa misma estructura y muestra el impacto de cada pago sobre lo planificado antes de que se ejecute. Esto ayuda a que el cuadro de tesorería se apoye en compromisos reales en lugar de estimaciones sueltas, aunque no sustituye la previsión de tesorería ni el análisis del equipo financiero.",[5012],{"cta":5013,"_uid":5014,"title":5015,"eyebrow":5021,"subtitle":5026,"component":190,"textAlign":52,"flexibleSection":5031,"sectionSettings":5032,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"bb6e7474-1827-4974-a982-aeacca67c897",{"type":100,"content":5016},[5017],{"type":190,"attrs":5018,"content":5019},{"level":192,"textAlign":26},[5020],{"text":1510,"type":109},{"type":100,"content":5022},[5023],{"type":103,"attrs":5024,"content":5025},{"textAlign":26},[],{"type":100,"content":5027},[5028],{"type":103,"attrs":5029,"content":5030},{"textAlign":26},[],[],[],"flujo-de-caja","es/blog/flujo-de-caja",-2980,[],"8fa8c174-18a2-4c99-8fe9-19113df46475","2026-08-27T10:05:47.916Z",[],"blog/flujo-de-caja",[5042,5043,5044],{"path":5040,"name":26,"lang":38,"published":26},{"path":5040,"name":26,"lang":40,"published":26},{"path":5040,"name":26,"lang":33,"published":26},{"name":5046,"created_at":5047,"published_at":5048,"updated_at":5049,"id":5050,"uuid":5051,"content":5052,"slug":5181,"full_slug":5182,"sort_by_date":26,"position":5183,"tag_list":5184,"is_startpage":29,"parent_id":1527,"meta_data":26,"group_id":5185,"first_published_at":5186,"release_id":26,"lang":33,"path":26,"alternates":5187,"default_full_slug":5188,"translated_slugs":5189},"Suministro Inmediato de Información (SII): quién está obligado y cómo funciona","2026-08-27T10:05:46.612Z","2026-08-27T13:15:06.420Z","2026-08-27T13:15:06.441Z",213547198969678,"c9ee313b-7bc8-4d4c-b5f5-f07f5ef3f0d4",{"_uid":5053,"title":5046,"topics":5054,"noIndex":29,"category":5063,"language":5072,"component":1397,"heroMedia":5073,"metaTitle":5074,"publishedAt":3944,"readingTime":820,"redirectUrl":52,"listingImage":5075,"metaDescription":5083,"bottomArticleCta":5084,"componentsAfterTheArticle":5085},"7c8baf82-c72c-4bd0-978c-914b4de81327",[5055],{"name":1620,"created_at":3213,"published_at":3214,"updated_at":3215,"id":3216,"uuid":3217,"content":5056,"slug":3220,"full_slug":3221,"sort_by_date":26,"position":3222,"tag_list":5057,"is_startpage":29,"parent_id":144,"meta_data":26,"group_id":3224,"first_published_at":3225,"release_id":26,"lang":33,"path":26,"alternates":5058,"default_full_slug":3227,"translated_slugs":5059,"_stopResolving":42},{"_uid":3219,"name":1620,"component":23},[],[],[5060,5061,5062],{"path":3227,"name":26,"lang":38,"published":26},{"path":3227,"name":26,"lang":40,"published":26},{"path":3227,"name":26,"lang":33,"published":26},{"name":1385,"created_at":1386,"published_at":16,"updated_at":1387,"id":1388,"uuid":1389,"content":5064,"slug":1397,"full_slug":1398,"sort_by_date":26,"position":27,"tag_list":5066,"is_startpage":29,"parent_id":1400,"meta_data":26,"group_id":1401,"first_published_at":1402,"release_id":26,"lang":33,"path":26,"alternates":5067,"default_full_slug":1404,"translated_slugs":5068,"_stopResolving":42},{"_uid":1391,"icon":5065,"name":1385,"component":1396},{"id":1393,"alt":1394,"name":52,"focus":52,"title":52,"filename":1395,"copyright":52,"fieldtype":88,"is_external_url":29},[],[],[5069,5070,5071],{"path":1404,"name":26,"lang":38,"published":26},{"path":1404,"name":26,"lang":40,"published":26},{"path":1404,"name":26,"lang":33,"published":26},[33],[],"Suministro Inmediato de Información (SII): quién está obliga",[5076],{"_uid":5077,"asset":5078,"caption":52,"component":1424},"57620067-ee10-44b1-994e-e86bf0c9a7af",{"id":5079,"alt":52,"name":52,"focus":52,"title":52,"source":52,"filename":5080,"copyright":52,"fieldtype":88,"meta_data":5081,"is_external_url":29},213593665769182,"https://a.storyblok.com/f/146026/1536x1024/f024cf1427/suministro-inmediato-de-informacion-sii.png",{"size":5082},"1536x1024","Descubre qué es el Suministro Inmediato de Información (SII), quién está obligado a utilizarlo y cómo gestionar los plazos de envío del IVA.",[],[5086],{"_uid":5087,"items":5088,"heading":5159,"component":1521},"def80281-c114-48d8-922b-c6452f4b32e1",[5089,5099,5109,5119,5129,5139,5149],{"_uid":5090,"title":5091,"component":1435,"description":5092},"7adf060b-0882-41f2-8376-aa433a02769e","¿En qué consiste exactamente el SII?",{"type":100,"content":5093},[5094],{"type":103,"attrs":5095,"content":5096},{"textAlign":26},[5097],{"text":5098,"type":109},"El SII es la llevanza electrónica de los libros registro del IVA a través de la Sede de la AEAT. Las empresas incluidas deben enviar determinados registros de facturación dentro de plazos breves. No es una declaración adicional, sino una forma distinta de mantener los libros del IVA.",{"_uid":5100,"title":5101,"component":1435,"description":5102},"be7cc60c-fdd7-48cd-86ee-3cd10e8a77df","¿Qué empresas están obligadas a utilizar el SII?",{"type":100,"content":5103},[5104],{"type":103,"attrs":5105,"content":5106},{"textAlign":26},[5107],{"text":5108,"type":109},"Están obligadas, entre otras, las grandes empresas que superan el volumen de operaciones establecido, las empresas inscritas en REDEME, las entidades acogidas al régimen especial del grupo de entidades del IVA y determinados titulares y extractores de productos de depósitos fiscales de hidrocarburos.",{"_uid":5110,"title":5111,"component":1435,"description":5112},"8a10655a-0848-47c1-954b-b071fdee7f5d","¿Puede una empresa acogerse voluntariamente al SII?",{"type":100,"content":5113},[5114],{"type":103,"attrs":5115,"content":5116},{"textAlign":26},[5117],{"text":5118,"type":109},"Sí. Los sujetos pasivos que no estén obligados pueden optar voluntariamente mediante el procedimiento previsto por la AEAT, normalmente a través del modelo 036. La opción está sujeta a condiciones de permanencia y renuncia.",{"_uid":5120,"title":5121,"component":1435,"description":5122},"a12435fc-1766-4be9-ac61-a9537861dab0","¿Cuál es el plazo para enviar una factura al SII?",{"type":100,"content":5123},[5124],{"type":103,"attrs":5125,"content":5126},{"textAlign":26},[5127],{"text":5128,"type":109},"El plazo general es de cuatro días naturales. Para las facturas expedidas por el destinatario o por un tercero, puede aplicarse un plazo de ocho días. En las facturas recibidas, el plazo se calcula generalmente desde el registro contable. También deben respetarse los límites vinculados al periodo de liquidación.",{"_uid":5130,"title":5131,"component":1435,"description":5132},"40060d22-3957-4e6d-8f07-34e68f92caf4","¿Qué modelos deja de presentar una empresa acogida al SII?",{"type":100,"content":5133},[5134],{"type":103,"attrs":5135,"content":5136},{"textAlign":26},[5137],{"text":5138,"type":109},"En los términos previstos por la normativa, las empresas acogidas al SII quedan exoneradas de presentar los modelos 347 y 390. La empresa puede tener que incluir información adicional en el modelo 303 del último periodo del ejercicio.",{"_uid":5140,"title":5141,"component":1435,"description":5142},"ee432358-03bc-446c-b99e-fb39b33d8249","¿Qué diferencia hay entre SII, VeriFactu y factura electrónica B2B?",{"type":100,"content":5143},[5144],{"type":103,"attrs":5145,"content":5146},{"textAlign":26},[5147],{"text":5148,"type":109},"El SII regula el suministro electrónico de los registros del IVA. VeriFactu establece requisitos para los sistemas informáticos de facturación. La factura electrónica B2B regula el intercambio de facturas electrónicas entre empresas y profesionales. Son obligaciones diferentes y no se sustituyen automáticamente entre sí.",{"_uid":5150,"title":5151,"component":1435,"description":5152},"eba19354-4fee-45a5-a514-a123eaeb80dd","¿Cómo ayuda Spendesk a gestionar las facturas con el SII?",{"type":100,"content":5153},[5154],{"type":103,"attrs":5155,"content":5156},{"textAlign":26},[5157],{"text":5158,"type":109},"Spendesk centraliza la recepción de facturas de proveedores y extrae los datos mediante OCR desde el primer momento. La información contable y de IVA se organiza antes de dirigirse al flujo de aprobación configurado, y los datos ya validados pueden exportarse a la herramienta contable de la empresa. Esto ayuda a mantener un flujo de cuentas por pagar más ordenado y con menos margen para retrasos, aunque la validación final de la información y el suministro al SII siguen correspondiendo a la empresa conforme a sus obligaciones.",[5160],{"cta":5161,"_uid":5162,"title":5163,"eyebrow":5169,"subtitle":5174,"component":190,"textAlign":52,"flexibleSection":5179,"sectionSettings":5180,"displaySeparator":29,"breakLineOnMobile":29,"subtitleLeftBorder":29,"customTitleFontSize":52},[],"1b5b92ff-b89c-495c-a337-c708520f4861",{"type":100,"content":5164},[5165],{"type":190,"attrs":5166,"content":5167},{"level":192,"textAlign":26},[5168],{"text":1510,"type":109},{"type":100,"content":5170},[5171],{"type":103,"attrs":5172,"content":5173},{"textAlign":26},[],{"type":100,"content":5175},[5176],{"type":103,"attrs":5177,"content":5178},{"textAlign":26},[],[],[],"suministro-inmediato-de-informacion-sii","es/blog/suministro-inmediato-de-informacion-sii",-2970,[],"1026b24a-05ed-4e9b-ac69-e27ceb7abb19","2026-08-27T10:05:46.675Z",[],"blog/suministro-inmediato-de-informacion-sii",[5190,5191,5192],{"path":5188,"name":26,"lang":38,"published":26},{"path":5188,"name":26,"lang":40,"published":26},{"path":5188,"name":26,"lang":33,"published":26},[5194,5195,5196,5197],["Reactive",3643],["Reactive",4053],["Reactive",4621],["Reactive",3782],1792415686263]